Communism is hard! Let's go shopping!

[featherynscale]

I went to see the lawyer about filing my Chapter 7 yesterday. As I expected, he gave me a sheaf of paper several inches thick, which I am to fill out before Monday. Most of this paper is an inventory of personal property, which is where it all goes weird. I haven't any idea who owns a lot of the stuff in the house. And I'm not sure how to list some of the things I'm pretty sure are mine. I mean, bed, sofa, that's pretty self-explanatory. Viking defense pans, large glass heads, reproduction edged weapons, disreputable santa suit, that stuff's a little harder to deal with. And that's not even getting into items like "handcrafted leather collar and restraints set" and other related items.
The next fun bit is that you have to assign a value to everything. Here again, no clue. Most of everything that I am sure is mine was given to me, bought at a thrift store, or somehow similarly acquired in a manner that has little to do with retail value. So I am just sort of roundly making it up. "Sofa, $50. Shoe rack, $2. 4 pairs Dr. Martens boots, $40. Craft supplies, $50. Costumery, $150.", etc.
Also, there's a line on the papers for "Animals, please specify if animal is pet or breeding stock". So I mark down "mixed-breed dog (pet)". They want a value for this, too. My paperwork says (seriously) "I'd have to pay someone to take him."
I think I'm going to need some help with this process.

Comments

[malvito.livejournal.com]

Valuable lesson. Between Racer The Pooh and some of my more collectable DVDs (the Special Edition of Little Shop of Horrors which has the footage of the original ending), there are some pretty darned priceless things in my apartment.

[drummel.livejournal.com]

"Sofa, $50. Shoe rack, $2. 4 pairs Dr. Martens boots, $40. Craft supplies, $50. Costumery, $150."
Making headlines by riding Fractal through the streets wearing a Santa suit, leather collar, restraints, Dart Martens and wielding reproduction edged weapons after experiencing a mental break down: Priceless.

[featherynscale.livejournal.com]

No, I'm pretty sure there's a fine associated with Disturbing the Peace -- triadruid will know, he's Crime Prevention :)

I don't think I'm hip enough to get this

[gamera-spinning.livejournal.com]

Viking defense pans

Are these pans one uses to defends against Vikings, to defend Vikings or to defend against Viking cooking? Or perhaps are these mis-spelled "plans", in which case, do you know how the Vikings are fortified against attack, and in that case, which Vikings?

I'm so confused.

Re: I don't think I'm hip enough to get this

[featherynscale.livejournal.com]

They're professional-weight baking sheets -- agrnmn borrowed them one day to make cookies (or possibly to eat cookies off of, I don't recall) and later declared that they were heavy enough not only to serve as excellent baking pans, but also to defend the home against Viking invasion.

Re: I don't think I'm hip enough to get this

[agrnmn.livejournal.com]

I must admit I didn't get a chance to check there secondary function, alas.

[zylch.livejournal.com]

You could always try this tack... (not particularly worksafe)

"The Last Deduction"

Who would've guessed that a discussion nearly a year ago about porn vs erotica would come in so useful?

[druidevo.livejournal.com]

but it does relive the boardom of a programminig class...

Hrm.

[featherynscale.livejournal.com]

I think I'll wait to view that until I get home...

[malvito.livejournal.com]

I'm kind of shocked. The servers here didn't block the link as pornography, which is especially odd because it did block a list of DVD clubs which included the Disney Movie Club. As pornography.

So I saw the site and the article. I didn't keep it up (the site, I mean) because that could have had somewhat unfortunate results, depending on who passed by my cubicle.

Nevertheless, i will be reading this later ...

[featherynscale.livejournal.com]

There's something particularly appealing about the notion of assfucking an auditor.... *adds to the to-do list*

[lexpendragon.livejournal.com]

Maybe Doublecheck With Your Lawyer, But They May Only Want Items Worth Over A Certain Amount. I Can't See A Court System Particularly Interested In 25 Different Vending Machine Rings All Worth $.25.

Also, If They Are Going To Ignore Anything Under A Couple hundred, Then Keeping Tabs Gets Much easier.

[diermuid.livejournal.com]

I think we lumped things together, clothes - $200, military uniforms - $500, Children's toys - $250...

The only things that we had to itemize were things like TVs, PC, Sofa, etc.

And the price isn't how much it would cost to replace (like for insurance) but how much you could sell it for (liquidate it). There were exemptions for all sorts of stuff. Articles of clothing over $75, kids toys over $100, etc. Those are just guesses, but I ended up basically with not much declared.

[chainwoman.livejournal.com]

I think lexpendragon and diermuid nailed it. They are looking for big things like 3 big screen tvs, ten computers, dozen cows, tractor, blah, blah. Although the other series of responses were amusing. However, in the end your attorney should have explained that to you and if he/she did not then you should ask because every attorney does things differently...

[featherynscale.livejournal.com]

That's what I thought, but then, it doesn't say anything like that on the form, and all he said about it was something like "I don't need an inventory of every dish, pot and pan". This led me to think that perhaps I should list things in groups...

[chainwoman.livejournal.com]

Basically it's like renters or homeowners insurance. You can be vague as you want when it comes to details (clothes $xxx, electronics $xxx, etc), but certain big items you want to list with detail because you want them covered.

Basically if the bankruptcy court discovers you have something big that you did not list, five big screen tvs, they will dismiss your bankruptcy and you'll have to do some juggeling to get things reinstated...

[triadruid.livejournal.com]

Does that mean that creditors are going to "contest" her inventory with htings that were bought on their accounts? I'm trying to understand the process...

If that's the case, what can she do when she has to say "my slimeball ex bought all of the computer crap in those years..." I guess since a lot of it is comp stuff, and that depreciates so fast, maybe it's not a big deal...

[featherynscale.livejournal.com]

I don't think that's a problem -- they specifically ask about charges in the last year, and I don't have any. Even at that, all slimeball-ex-related charges are three or more years in the past, so I don't think they'll pull any of that. Anyway, I'm guessing that the bulk of the actual charges on the cards are more likely to be for food or gas than anything else -- that's what I seem to remember charging a lot.

[chainwoman.livejournal.com]

Are we talking unsecured credit cards? If so, they can't take crap. If we're talking Best Buy, Wal-Mart, etc store credit cards or a loan on any property they may ask for their property back. However, they won't just come and take it without your(her) knowledge.