Fun and money

[featherynscale]

This post is mostly addressed to chainwoman, since I know she's in the collections business, but if anyone else has input, I'd appreciate it.

I have a credit account that I can't access. The creditor has shut down my online access, has not sent me statements in months, and returns my checks when I send them to the payment address. It is vastly over the line, but I would like to, you know, pay them, if they'd let me.

I have a couple of theories on why this has occurred:
1. The account keeps getting sold - I think I'm three companies away from the company I originally opened an account with. Perhaps I've gotten lost in the shuffle.

-or-

2. Perhaps they've written my account off.

-or-

3. Perhaps they've given up on normal payment channels and are gearing up to sue me for the balance of the account.

I'm guessing it's not any of the good ones, really. Anybody have any thoughts on this?

Comments

[rougewench.livejournal.com]

If the creditor has your contact information, they would send you a 1099 form.


D.